A caregiver holding a patient's hands
Care Without Insurance

No insurance?
We can still see you.

Affordable home-based primary care for adults who have no health insurance and no way to get covered. Clear, low prices. No documents you don't have. No judgment.

Home visits in Worcester and Hampden Counties.

Clear, Low Prices
No Documents You Don't Have
For Adults With No Insurance
Cash, Card & Zelle Accepted
Who This Is For

Care for people the system leaves behind.

This program is for adults who have no health insurance and no realistic path to coverage — people who don't qualify for MassHealth, Medicare, or marketplace plans, for any reason — and who face real barriers getting to a traditional doctor's office. If that's you or someone you love, and no one else will see you, reach out. We'll talk it through together, in good faith.

Homebound & Limited Mobility

Bed-bound or homebound adults, wheelchair or walker users, and anyone recovering after a hospital stay who is too weak to travel to appointments.

Mental Health Barriers

Severe anxiety, agoraphobia, depression, PTSD, or other conditions that make waiting rooms and clinic visits feel impossible.

Memory & Cognitive Conditions

Dementia, Alzheimer's, and intellectual or developmental disabilities where travel is disorienting or clinic settings are overwhelming.

No Insurance, No Options

Adults who don't qualify for coverage — for any reason — and can't find a provider who will see them. We ask no immigration questions. Ever.

Caregivers Who Can't Step Away

People caring for a loved one full-time who neglect their own health because they can't leave the person they care for.

No Transportation

Adults with no way to get to a doctor's office and no one available to take them — we come to you instead.

This program is for you if…

  • You have no health insurance at all
  • You don't qualify for MassHealth, Medicare, or marketplace plans — for any reason
  • You've tried to find care and no one will see you
  • You (or the person you're calling for) can't easily get to a doctor's office

This isn't the right fit if…

  • You have health insurance — even a plan we don't accept. Call us anyway and we'll help point you to care.
  • You qualify for MassHealth but haven't applied yet — we'll help you get enrolled, and once you're covered we'd be glad to be your regular primary care provider.
  • You're looking for a membership or concierge-style practice — this isn't that. This is a safety net for people locked out of coverage.
Our Promise to You
No Documents You Don't Have
No Immigration Questions
No Credit Checks
No Surprise Bills
Treated with Dignity
Self-Pay Pricing

Simple, honest prices. No surprises.

One flat price per visit — everything the visit includes is covered. Payment is due at the time of your visit. We accept cash, card, and Zelle.

New Patient Home Visit

A full first visit in your home: complete health review, exam, medications, prescriptions, and a care plan built around you.

$75

Follow-Up Home Visit

Ongoing primary care in your home: chronic condition management, medication refills, new concerns, and check-ins.

$60

Telehealth Visit

A video or phone visit for follow-ups, medication questions, and concerns that don't need an in-person exam.

$40
What Your Visit Covers

Know exactly what you're paying for.

Your visit fee includes

  • The full visit with your nurse practitioner — no time pressure
  • Writing your prescriptions and sending them to the pharmacy you choose
  • Writing your lab and imaging orders when they're needed
  • Writing referrals to specialists when they're needed
  • A written plan for your care and medications
  • Help finding the lowest-cost options for whatever we order

We write the orders and referrals. Whether a specialist, lab, or imaging center accepts you — and what they charge — is up to them, and paid separately. We'll always help you find the most affordable option.

Paid separately (not to us)

  • The cost of your medications at the pharmacy
  • The lab's charges for blood work or testing
  • The imaging center's charges for X-rays or scans
  • Specialist visit fees, if you're referred
  • Hospital or emergency care

Our visit fee does not cover any of these, and a referral from us is not a guarantee of coverage or acceptance. We never mark up or profit from these — and we'll always point you to the cheapest safe option. See our money-saving resources below.

Save Money on Care

Resources for getting care without insurance.

We did the homework for you. These trusted programs can dramatically lower the cost of medications, labs, imaging, and more — no insurance needed, and most require no SSN.

Medications

Prescriptions for a fraction of the price

  • GoodRx — Free coupons that cut prescription prices at almost any pharmacy. Show the coupon on your phone.
  • Mark Cuban Cost Plus Drugs — Hundreds of generic medications at true cost, mailed to your door.
  • Walmart & Market Basket $4 generics — Many common medications for $4 a month. Ask us — we'll prescribe from these lists whenever we can.
  • NeedyMeds — Free directory of drug-maker assistance programs. Many brand-name medications, including insulin and inhalers, are free or nearly free for uninsured patients. We help with the paperwork.

Lab Work

Blood work at flat cash prices

  • Quest Health (self-pay) — Flat, upfront cash pricing for blood work. No insurance, no SSN needed.
  • Labcorp OnDemand — Same idea: transparent self-pay lab pricing you can see before you go.
  • Our promise: when we order labs, we always order the most affordable option for your situation.

Imaging (X-rays, MRI, Ultrasound)

The same scan for far less

  • Independent imaging centers — Cash prices at freestanding centers are often 3–5 times cheaper than hospital radiology for the same scan. We'll refer you to the low-cost option.
  • Ask about the self-pay rate — Every imaging center has one. We'll help you ask.

Hospital & Safety-Net Care

Massachusetts programs many people don't know exist

  • Health Safety Net (HSN) — Covers hospital and community health center services for low-income Massachusetts residents, regardless of immigration status. If you need hospital care, ask about HSN — we'll help.
  • MassHealth Limited — Covers emergency services for immigrants who don't qualify for full MassHealth.
  • Community health centers — Sliding-scale care for everyone, including dental, regardless of status.

Vision & Dental

Often the biggest unmet need

  • Zenni Optical — Prescription glasses starting around $10, shipped to your door.
  • Walmart & Costco vision centers — Low self-pay prices for eye exams.
  • Dental schools — Tufts and Boston University dental schools offer deeply discounted care from supervised students.
  • Lions Club — Local chapters offer free eyeglass programs.

Mental Health & Equipment

Support and supplies at low or no cost

  • Open Path Collective — Therapy sessions with private therapists for $30–$80.
  • 988 Suicide & Crisis Lifeline — Free, confidential support anytime. Call or text 988 (Spanish available).
  • Medical equipment loan closets — Free walkers, wheelchairs, and more through local councils on aging and the REquipment program in Massachusetts. We'll point you to one near you.

These are independent programs not affiliated with Esenga Health. Prices and eligibility can change — check each program directly, or ask us at your visit and we'll help you navigate them.

How It Works

Getting started is simple.

1

Call or Text Us

Tell us a little about your situation — or your loved one's. No forms required to start the conversation. We speak with family members and caregivers too.

2

We Confirm the Details

We'll confirm you're in our service area, explain the exact price, and schedule a home visit at a time that works. You'll know your full cost before we arrive.

3

We Come to You

Your nurse practitioner comes to your home for a full, unhurried visit — addressing all of your health concerns, with time to actually listen.

Common Questions

What people ask us.

Do I need a Social Security number or ID?

No. We do not ask for a Social Security number, and we do not ask about immigration status — ever. We only need a name, date of birth, an address for the visit, and a phone number to reach you.

Is my information private?

Yes. Your health information is protected by federal law (HIPAA). We do not share your information with anyone outside of your care.

What if I have Medicare or MassHealth?

Good news — we accept both! If you have Medicare, MassHealth, or another plan we accept, we'll see you through your insurance instead. This self-pay program is only for people who have no health insurance and no way to get it.

I might qualify for MassHealth but haven't applied. Can I just pay the self-pay price?

If you qualify for coverage, getting enrolled is a much better deal for you than any price we could offer — it covers your medications, labs, specialists, and hospital care too. We'll help you get the application done, and once you're covered, we'd be honored to be your regular primary care provider through your plan.

Is this a membership or concierge program?

No. There are no memberships, no monthly fees, and no subscriptions. This is simple per-visit pricing, and it exists for one reason: so that people who are locked out of health coverage can still have a primary care provider. It's a safety net, not a luxury service.

Can I call for my mother, father, or another family member?

Absolutely. Many of our patients are connected to us by a son, daughter, or caregiver. Call us and we'll walk through everything together.

What if I truly can't afford the visit price?

Talk to us anyway. We have a good-faith sliding scale for people in financial hardship — no documents, no proof of income, no credit checks. Our goal is that cost is never the reason someone goes without primary care.

If you refer me to a specialist or order a test, is that free?

No. Your visit fee pays for your visit with us — including writing your prescriptions, orders, and referrals. But the pharmacy, the lab, the imaging center, and the specialist each charge their own fees, and those are yours to pay. A referral from us is not a guarantee that a specialist will accept you or that the cost will be covered. What we can promise: we'll always tell you the cheapest safe option, and the resources on this page can bring those costs way down.

Will you prescribe whatever I ask for?

We prescribe what is clinically appropriate and safe for you — the same standard of care any patient receives. Paying out of pocket doesn't change our clinical judgment, and we don't prescribe controlled substances on request.

What forms of payment do you take?

Cash, debit and credit cards, and Zelle. Payment is due at the time of the visit — and that payment is the whole bill. You will never get a surprise bill from us afterward.

Do you speak my language?

We work with interpreter services and welcome patients and families from all backgrounds. Let us know your preferred language when you call.

Can you be my regular primary care provider?

Yes — that's exactly what this is. This isn't urgent care. We become your primary care provider: managing your conditions over time, refilling your medications, and being the one who knows your whole health picture.

No insurance? Let's talk anyway.

Call, text, or email us. Tell us your situation — or your loved one's — and we'll figure out the next step together. No judgment. No pressure.